Nour Estates · Investment Tool
Villa ROI Calculator
Estimate your annual returns, payback period, and long-term wealth from
a Lombok villa investment. Drag any slider to explore your scenario.
Adjust your villa parameters
How your wealth grows over 25 years
Each year, rental income stacks up. Add property appreciation and your
total asset value compounds well above the initial purchase price. The
point where the green line crosses the dashed line is when your
investment is fully paid back by rental income alone.
– – Investment cost
Cumulative rental income
Total wealth incl. property value
What international investors must know
Legal
Leasehold vs. Freehold
Foreigners can't hold Freehold (HGB) directly. A
PT PMA company structure unlocks full ownership
rights. Leasehold (30+30 yr) is simpler but limits resale. Ask us
which applies to this property.
Fees
Platform fees already included
Airbnb & Booking.com charge ~15% per booking.
This calculator already deducts that. Direct booking strategies
with a strong operator can reduce this significantly.
Market
Lombok appreciation trend
South Lombok land values have grown
10–20% per year in Kuta, Selong Belanak & Mawi
since 2022. The 7% default here is deliberately conservative —
real upside is often higher.
Timing
Seasonality matters
Peak season (Jul–Aug, Dec) hits 90%+ occupancy.
Low season (Feb–Apr) drops to ~40%. A good operator uses dynamic
pricing to maintain 65–75% annual average.
Tax
Tax & repatriation
Indonesia charges 10% VAT on short-term rentals
and 20% income tax via PT PMA. Factor these into your net returns.
We connect you with trusted local tax advisors.
Operations
Management fee range
Quality operators in Lombok charge
20–30% of gross revenue. Cheaper operators (15%)
often underperform on occupancy. Net income usually favours the
premium manager.
Projections are illustrative estimates based on current Lombok
short-term rental market conditions. Actual returns depend on villa
condition, location, management quality, seasonality, financing
structure, Indonesian tax obligations, and platform performance. This
tool does not constitute financial or legal advice. Contact Nour Estates
for a personalised investment report.